Services
WHAT WE DO
Economic Consulting and Finance Engineering
The main objective of VITA CAPITAL SA is to provide economic advice to financial institutions, corporations, entrepreneurs, high net worth individuals, family offices, asset managers, fund managers, professional advisors, to offer qualified support in defining overall investment objectives, aiming to increase the return of their portfolio, by:
- Review of allocation among asset classes such as Real Estate, Private Equity, Hedge Funds, artwork, securities, insurance policies, unlikely to pay (UTP) and/or non-performing loans (NPL);
- Creating leverage, hedging and monitoring debt levels, currency allocation, etc;
- Negotiation with bankers or financial institutions, monitoring the risks, costs, fees, and experience of the counterparty;
- Advice on succession plans;
- Finance engineering and securitization platform;
Specialized investment vehicles
Compartments
Financial sub-funds are categories of assets or financial instruments that are grouped according to their characteristics and relationship to the financial market. Some common examples of financial compartments include stocks, bonds, mutual funds, derivatives and insurance.
These financial sub-funds can be further subdivided according to their sector or industry, country of origin, or risk and return characteristics. For example, in the stock sector, there may be financial compartments specifically for technology, energy, or pharmaceutical companies. Within bonds, there may be financial sub-funds dedicated to government, corporate or municipal bonds.
Financial sub-funds serve to guide investors in choosing investment opportunities that best suit their financial needs and goals.
They also allow analysis and monitoring of the performance of different sectors or types of financial instruments.
Structured finance
Securitization
Securitization is a financial technique designed to transform non-transferable financial instruments into other transferable financial instruments that are tradable and therefore liquid.
Why consider Securitization?
Companies should consider securitizing their assets for the following reasons: minor cost of capital; minor capital invested; improved credit conditions; lighter balance sheet; improved financial contributions; faster financial cash flow and better risk profile.
Mini Bond
Minibonds are bonds that companies, even unlisted ones, such as SMEs can use to raise debt capital in the market, benefiting from administrative and tax advantages quite similar to those of listed companies.
NPL
Non-performing loan (NPL), are loans whose collection is considered risky under several respects. These are generally exposures of lending institutions to individuals who, due to a worsening of their economic and financial situation, are unable to meet their obligations and thus to repay their debt installments on time or in the stipulated amounts.
Capitalization
Financial capitalization is the process by which the value of a company or financial security, such as stocks or bonds, is determined. This value is calculated by taking into account a number of factors, including the income generated by the company’s business or the stock itself, future growth prospects, and market interest rates.
